Measuring Inputs

I used to love my job. That love was based on my boss’ attitude that could be paraphrased, “give me results.” I gave him results. Results and earned accomplishment are like a drug. I was happy. He was happy. The company thrived. Life was good. I paid off my mortgages and cash-flowed sending my kids to college. As you may expect, something changed to cool this love. This was good, because it got me to create this experiment in catfood retirement. »

Fat and Debt

I was in the best physical shape of my life in grad school. Not only had I gone on a diet, but I did not have time to eat or money to buy food. Nevertheless, I did have enough time to put on tennis shoes and run. Add to that some unhappy things in my life induced stress that made the pounds melt away. For one brief, shining moment, I got onto a scale and saw that my weight matched the recommendations of the American Heart Association for my height–178 pounds. »

Safe Variable Rate Loans

The only safe loan is the one you don’t make. If you encounter me on the street and ask, “How you doing?” I will invariably answer, “Better than I deserve.” And if you have any familiarity with Dave Ramsey’s radio program, you’ve heard that phrase before. I stole “Better than I deserve” from him decades ago. He can afford it, because his net worth is much, much greater than mine. Besides, there’s no law against stealing, “Better than I deserve. »

High Wire Act

Perhaps you have seen circus acts where the death-defying performer walks a tightrope high above the crowd. He succeeds by maintaining his balance. Balance is important in more than just this context. When I started learning how to manage my investments I learned about “diversifying” one’s assets and then I heard about “balancing” a diversified portfolio. Diversification is the long word for “thou shalt not put all your eggs in one basket. »

Vanguard 101

Once every couple of decades I have a conversation with a Financial Planner. The last such financial conversation I described here. I have a hard time trusting financial planners, which may be a problem for me. But this means I have to force myself to study harder to learn what the financial planners are likely to tell me. And as I describe in the link above, I set about to reading about finance and investing. »